Personal Planning ORIENTATIONClient and SpouseINITIAL INTERVIEWGather Financial InformationClarify Objectives and AttitudesCONFIRMATIONClient Review of DataREPORT PREPARATIONPresent SituationAnalysisRecommendationsREPORT INTERVIEWReview ReportIMPLEMENTATION INTERVIEWSAdditional AnalysisMake DecisionsTake Action Service LoopCONTINUED SERVICES